Side-by-side · Q2 2026 data
Adventure Credit Union vs American 1 Credit Union
Metric by metric
| Measure | Adventure Credit Union | American 1 Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 65 |
| Capital cushion | 65 | 100 (stronger) |
| Loan quality | 76 (stronger) | 31 |
| Earnings | 35 | 41 (stronger) |
| Funding & liquidity | 80 (stronger) | 76 |
| Problem-loan coverage | 91 (stronger) | 81 |
| Peer percentile | 41st | 34th |
| Total assets | $645.9M | $661.3M |
| Deposits / shares | $564.1M | $543.3M |
| Capital ratio | 11.49% | 15.58% (stronger) |
| Problem loans | 0.73% (stronger) | 2.07% |
| Net charge-offs | 0.71% (stronger) | 2.62% |
| Return on assets | 0.37% | 0.53% (stronger) |
| Loans ÷ deposits | 80.2% (stronger) | 83.8% |
| Uninsured deposits | 2.3% (stronger) | 4.6% |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.5% | — |
Adventure Credit Union has the higher TellerScore (67 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Adventure Credit Union leads on 5 and American 1 Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.