Side-by-side · Q2 2026 data
Advia Credit Union vs Lake Trust Credit Union
Metric by metric
| Measure | Advia Credit Union | Lake Trust Credit Union |
|---|---|---|
| TellerScore | 64 (stronger) | 62 |
| Capital cushion | 47 | 58 (stronger) |
| Loan quality | 77 (stronger) | 65 |
| Earnings | 64 (stronger) | 48 |
| Funding & liquidity | 63 | 69 (stronger) |
| Problem-loan coverage | 88 (stronger) | 85 |
| Peer percentile | 36th | 30th |
| Total assets | $4.1B | $2.9B |
| Deposits / shares | $3.3B | $2.5B |
| Capital ratio | 9.73% | 10.84% (stronger) |
| Problem loans | 0.70% (stronger) | 1.06% |
| Net charge-offs | 0.46% (stronger) | 0.66% |
| Return on assets | 1.10% (stronger) | 0.70% |
| Loans ÷ deposits | 97.2% | 86.6% (stronger) |
| Uninsured deposits | 11.6% (stronger) | 19.4% |
| Offices | 13 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 44.1% |
Advia Credit Union has the higher TellerScore (64 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Advia Credit Union leads on 5 and Lake Trust Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.