Side-by-side · Q2 2026 data
Affinity Credit Union vs North Iowa Community Credit Union
Metric by metric
| Measure | Affinity Credit Union | North Iowa Community Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 60 |
| Capital cushion | 72 (stronger) | 48 |
| Loan quality | 88 (stronger) | 67 |
| Earnings | 46 | 59 (stronger) |
| Funding & liquidity | 78 (stronger) | 61 |
| Problem-loan coverage | 96 (stronger) | 82 |
| Peer percentile | 63rd | 21st |
| Total assets | $154.3M | $127.8M |
| Deposits / shares | $133.8M | $113.4M |
| Capital ratio | 12.15% (stronger) | 9.75% |
| Problem loans | 0.35% (stronger) | 1.00% |
| Net charge-offs | 0.57% | 0.47% (stronger) |
| Return on assets | 0.65% | 0.97% (stronger) |
| Loans ÷ deposits | 81.9% (stronger) | 99.1% |
| Uninsured deposits | 7.2% | 5.7% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.4% | — |
Affinity Credit Union has the higher TellerScore (74 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Affinity Credit Union leads on 4 and North Iowa Community Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.