Side-by-side · Q2 2026 data
Affinity Credit Union vs Telco Triad Community Credit Union
Metric by metric
| Measure | Affinity Credit Union | Telco Triad Community Credit Union |
|---|---|---|
| TellerScore | 74 | 74 |
| Capital cushion | 72 | 72 |
| Loan quality | 88 (stronger) | 85 |
| Earnings | 46 | 51 (stronger) |
| Funding & liquidity | 78 (stronger) | 75 |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 63rd | 63rd |
| Total assets | $154.3M | $160.5M |
| Deposits / shares | $133.8M | $140.5M |
| Capital ratio | 12.15% | 12.21% (stronger) |
| Problem loans | 0.35% (stronger) | 0.45% |
| Net charge-offs | 0.57% | 0.24% (stronger) |
| Return on assets | 0.65% | 0.77% (stronger) |
| Loans ÷ deposits | 81.9% (stronger) | 85.5% |
| Uninsured deposits | 7.2% | 2.8% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.4% | 11.1% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Affinity Credit Union leads on 2 and Telco Triad Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.