Side-by-side · Q2 2026 data
Affinity Plus Federal Credit Union vs Members Cooperative
Credit union
Affinity Plus Federal Credit Union
Saint Paul, Minnesota · $1 billion – $10 billion
Metric by metric
| Measure | Affinity Plus Federal Credit Union | Members Cooperative |
|---|---|---|
| TellerScore | 65 (stronger) | 59 |
| Capital cushion | 38 | 58 (stronger) |
| Loan quality | 81 (stronger) | 50 |
| Earnings | 67 (stronger) | 62 |
| Funding & liquidity | 71 (stronger) | 62 |
| Problem-loan coverage | 90 (stronger) | 75 |
| Peer percentile | 41st | 22nd |
| Total assets | $5.0B | $1.2B |
| Deposits / shares | $4.3B | $968.7M |
| Capital ratio | 8.78% | 10.80% (stronger) |
| Problem loans | 0.57% (stronger) | 1.49% |
| Net charge-offs | 0.68% | 0.39% (stronger) |
| Return on assets | 1.18% (stronger) | 1.06% |
| Loans ÷ deposits | 88.8% (stronger) | 97.8% |
| Uninsured deposits | 6.5% (stronger) | 8.3% |
| Offices | 16 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Affinity Plus Federal Credit Union has the higher TellerScore (65 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Affinity Plus Federal Credit Union leads on 5 and Members Cooperative on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.