Side-by-side · Q2 2026 data
Agriculture Federal Credit Union vs Beacon Credit Union, Incorporated
Metric by metric
| Measure | Agriculture Federal Credit Union | Beacon Credit Union, Incorporated |
|---|---|---|
| TellerScore | 76 (stronger) | 74 |
| Capital cushion | 74 (stronger) | 66 |
| Loan quality | 83 | 92 (stronger) |
| Earnings | 47 | 63 (stronger) |
| Funding & liquidity | 94 (stronger) | 60 |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 68th | 63rd |
| Total assets | $350.7M | $391.6M |
| Deposits / shares | $309.0M | $342.0M |
| Capital ratio | 12.38% (stronger) | 11.60% |
| Problem loans | 0.52% | 0.24% (stronger) |
| Net charge-offs | 0.45% | 0.29% (stronger) |
| Return on assets | 0.68% | 1.08% (stronger) |
| Loans ÷ deposits | 66.1% (stronger) | 99.8% |
| Uninsured deposits | 15.3% | 2.5% (stronger) |
| Offices | 1 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 41.8% | — |
Agriculture Federal Credit Union has the higher TellerScore (76 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Agriculture Federal Credit Union leads on 3 and Beacon Credit Union, Incorporated on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.