Side-by-side · Q2 2026 data
Alabama Central Credit Union vs Riverfall Credit Union
Metric by metric
| Measure | Alabama Central Credit Union | Riverfall Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 60 |
| Capital cushion | 46 | 70 (stronger) |
| Loan quality | 85 (stronger) | 36 |
| Earnings | 58 (stronger) | 34 |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 94 (stronger) | 83 |
| Peer percentile | 48th | 21st |
| Total assets | $214.0M | $193.9M |
| Deposits / shares | $192.6M | $175.1M |
| Capital ratio | 9.64% | 11.95% (stronger) |
| Problem loans | 0.44% (stronger) | 1.93% |
| Net charge-offs | 0.05% (stronger) | 0.26% |
| Return on assets | 0.94% (stronger) | 0.35% |
| Loans ÷ deposits | 73.4% | 50.3% (stronger) |
| Uninsured deposits | 3.8% (stronger) | 8.4% |
| Offices | 9 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Alabama Central Credit Union has the higher TellerScore (69 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Alabama Central Credit Union leads on 5 and Riverfall Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.