Side-by-side · Q2 2026 data
Alabama One Credit Union vs Family Savings Credit Union
Metric by metric
| Measure | Alabama One Credit Union | Family Savings Credit Union |
|---|---|---|
| TellerScore | 59 (stronger) | 55 |
| Capital cushion | 41 (stronger) | 39 |
| Loan quality | 72 (stronger) | 66 |
| Earnings | 44 | 46 (stronger) |
| Funding & liquidity | 78 (stronger) | 63 |
| Problem-loan coverage | 85 (stronger) | 80 |
| Peer percentile | 22nd | 13th |
| Total assets | $1.5B | $1.2B |
| Deposits / shares | $1.4B | $999.6M |
| Capital ratio | 9.08% (stronger) | 8.86% |
| Problem loans | 0.85% (stronger) | 1.03% |
| Net charge-offs | 0.20% (stronger) | 0.38% |
| Return on assets | 0.59% | 0.65% (stronger) |
| Loans ÷ deposits | 82.2% (stronger) | 96.9% |
| Uninsured deposits | 11.9% | 6.8% (stronger) |
| Offices | 30 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.7% |
Alabama One Credit Union has the higher TellerScore (59 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Alabama One Credit Union leads on 5 and Family Savings Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.