Side-by-side · Q2 2026 data
Albank National Association vs Hickory Point Bank and Trust
Metric by metric
| Measure | Albank National Association | Hickory Point Bank and Trust |
|---|---|---|
| TellerScore | 70 | 77 (stronger) |
| Capital cushion | 100 (stronger) | 60 |
| Loan quality | 62 | 94 (stronger) |
| Earnings | 51 | 69 (stronger) |
| Funding & liquidity | 33 | 80 (stronger) |
| Problem-loan coverage | 90 | 98 (stronger) |
| Peer percentile | 43rd | 68th |
| Total assets | $721.8M | $717.5M |
| Deposits / shares | $591.1M | $626.8M |
| Capital ratio | 16.98% (stronger) | 11.04% |
| Problem loans | 1.13% | 0.18% (stronger) |
| Net charge-offs | 0.50% | -0.00% (stronger) |
| Return on assets | 0.79% | 1.22% (stronger) |
| Loans ÷ deposits | 91.9% | 69.0% (stronger) |
| Uninsured deposits | 47.1% | 25.1% (stronger) |
| Offices | 4 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 40.0% | 5.9% |
Hickory Point Bank and Trust has the higher TellerScore (77 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Albank National Association leads on 1 and Hickory Point Bank and Trust on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.