Side-by-side · Q2 2026 data
Albank National Association vs Time Bank
Metric by metric
| Measure | Albank National Association | Time Bank |
|---|---|---|
| TellerScore | 70 | 70 |
| Capital cushion | 100 (stronger) | 69 |
| Loan quality | 62 (stronger) | 42 |
| Earnings | 51 | 100 (stronger) |
| Funding & liquidity | 33 | 72 (stronger) |
| Problem-loan coverage | 90 (stronger) | 83 |
| Peer percentile | 43rd | 43rd |
| Total assets | $721.8M | $712.8M |
| Deposits / shares | $591.1M | $608.2M |
| Capital ratio | 16.98% (stronger) | 11.91% |
| Problem loans | 1.13% (stronger) | 1.75% |
| Net charge-offs | 0.50% | 0.00% (stronger) |
| Return on assets | 0.79% | 2.02% (stronger) |
| Loans ÷ deposits | 91.9% | 84.1% (stronger) |
| Uninsured deposits | 47.1% | 19.1% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 40.0% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Albank National Association leads on 2 and Time Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.