Side-by-side · Q2 2026 data
Alco Federal Credit Union vs Mohawk Valley Federal Credit Union
Metric by metric
| Measure | Alco Federal Credit Union | Mohawk Valley Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 80 |
| Capital cushion | 87 (stronger) | 80 |
| Loan quality | 68 | 71 (stronger) |
| Earnings | 78 (stronger) | 68 |
| Funding & liquidity | 99 | 100 (stronger) |
| Problem-loan coverage | 93 | 94 (stronger) |
| Peer percentile | 72nd | 65th |
| Total assets | $61.5M | $61.9M |
| Deposits / shares | $53.0M | $53.8M |
| Capital ratio | 13.74% (stronger) | 12.95% |
| Problem loans | 0.95% | 0.86% (stronger) |
| Net charge-offs | 0.21% (stronger) | 0.41% |
| Return on assets | 1.44% (stronger) | 1.20% |
| Loans ÷ deposits | 61.5% | 49.9% (stronger) |
| Uninsured deposits | 1.6% (stronger) | 3.0% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Alco Federal Credit Union has the higher TellerScore (83 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Alco Federal Credit Union leads on 5 and Mohawk Valley Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.