Side-by-side · Q2 2026 data
Alco Federal Credit Union vs Servu Federal Credit Union
Metric by metric
| Measure | Alco Federal Credit Union | Servu Federal Credit Union |
|---|---|---|
| TellerScore | 83 | 86 (stronger) |
| Capital cushion | 87 | 98 (stronger) |
| Loan quality | 68 | 84 (stronger) |
| Earnings | 78 (stronger) | 76 |
| Funding & liquidity | 99 (stronger) | 74 |
| Problem-loan coverage | 93 | 95 (stronger) |
| Peer percentile | 72nd | 89th |
| Total assets | $61.5M | $529.2M |
| Deposits / shares | $53.0M | $446.1M |
| Capital ratio | 13.74% | 14.83% (stronger) |
| Problem loans | 0.95% | 0.47% (stronger) |
| Net charge-offs | 0.21% | 0.20% (stronger) |
| Return on assets | 1.44% (stronger) | 1.40% |
| Loans ÷ deposits | 61.5% (stronger) | 86.1% |
| Uninsured deposits | 1.6% (stronger) | 3.6% |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.8% |
Servu Federal Credit Union has the higher TellerScore (86 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Alco Federal Credit Union leads on 3 and Servu Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.