Side-by-side · Q2 2026 data
Alcoa Municipal Employees Federal Credit Union vs City Employees Credit Union
Credit union
Alcoa Municipal Employees Federal Credit Union
Alcoa, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Alcoa Municipal Employees Federal Credit Union | City Employees Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 90 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 84 |
| Earnings | 91 (stronger) | 80 |
| Funding & liquidity | 74 | 90 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 95th | 95th |
| Total assets | $4.5M | $115.3M |
| Deposits / shares | $3.7M | $87.2M |
| Capital ratio | 18.91% | 23.08% (stronger) |
| Problem loans | 0.00% (stronger) | 0.47% |
| Net charge-offs | 0.25% (stronger) | 0.27% |
| Return on assets | 1.77% (stronger) | 1.50% |
| Loans ÷ deposits | 86.3% | 70.6% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 10.3% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.7% |
Alcoa Municipal Employees Federal Credit Union has the higher TellerScore (94 vs 90). On the 7 directional measures above (where higher or lower is clearly better), Alcoa Municipal Employees Federal Credit Union leads on 5 and City Employees Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.