Side-by-side · Q2 2026 data
Alcoa Tenn Federal Credit Union vs Knox Co. Employees Credit Union
Credit union
Knox Co. Employees Credit Union
Knoxville, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Alcoa Tenn Federal Credit Union | Knox Co. Employees Credit Union |
|---|---|---|
| TellerScore | 84 | 96 (stronger) |
| Capital cushion | 89 | 100 (stronger) |
| Loan quality | 65 | 99 (stronger) |
| Earnings | 88 (stronger) | 80 |
| Funding & liquidity | 94 | 99 (stronger) |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 86th | 97th |
| Total assets | $426.9M | $12.5M |
| Deposits / shares | $367.4M | $10.1M |
| Capital ratio | 13.88% | 18.82% (stronger) |
| Problem loans | 1.05% | 0.04% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.18% |
| Return on assets | 1.69% (stronger) | 1.51% |
| Loans ÷ deposits | 66.0% | 61.5% (stronger) |
| Uninsured deposits | 2.4% (stronger) | 3.7% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.4% | — |
Knox Co. Employees Credit Union has the higher TellerScore (96 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Alcoa Tenn Federal Credit Union leads on 3 and Knox Co. Employees Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.