Side-by-side · Q2 2026 data
Alcoa Tenn Federal Credit Union vs Old Hickory Credit Union
Metric by metric
| Measure | Alcoa Tenn Federal Credit Union | Old Hickory Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 65 |
| Capital cushion | 89 (stronger) | 55 |
| Loan quality | 65 (stronger) | 61 |
| Earnings | 88 (stronger) | 58 |
| Funding & liquidity | 94 (stronger) | 89 |
| Problem-loan coverage | 90 (stronger) | 84 |
| Peer percentile | 86th | 34th |
| Total assets | $426.9M | $347.3M |
| Deposits / shares | $367.4M | $309.7M |
| Capital ratio | 13.88% (stronger) | 10.52% |
| Problem loans | 1.05% (stronger) | 1.17% |
| Net charge-offs | 0.04% (stronger) | 0.67% |
| Return on assets | 1.69% (stronger) | 0.95% |
| Loans ÷ deposits | 66.0% (stronger) | 71.0% |
| Uninsured deposits | 2.4% | 1.9% (stronger) |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.4% | 29.2% |
Alcoa Tenn Federal Credit Union has the higher TellerScore (84 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Alcoa Tenn Federal Credit Union leads on 6 and Old Hickory Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.