Side-by-side · Q2 2026 data
Alcoa Tenn Federal Credit Union vs Southeast Financial Credit Union
Credit union
Southeast Financial Credit Union
Franklin, Tennessee · $100 million – $1 billion
Metric by metric
| Measure | Alcoa Tenn Federal Credit Union | Southeast Financial Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 52 |
| Capital cushion | 89 (stronger) | 30 |
| Loan quality | 65 | 72 (stronger) |
| Earnings | 88 (stronger) | 31 |
| Funding & liquidity | 94 (stronger) | 74 |
| Problem-loan coverage | 90 (stronger) | 81 |
| Peer percentile | 86th | 8th |
| Total assets | $426.9M | $466.8M |
| Deposits / shares | $367.4M | $429.1M |
| Capital ratio | 13.88% (stronger) | 7.98% |
| Problem loans | 1.05% | 0.85% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.52% |
| Return on assets | 1.69% (stronger) | 0.29% |
| Loans ÷ deposits | 66.0% (stronger) | 86.7% |
| Uninsured deposits | 2.4% (stronger) | 8.2% |
| Offices | 5 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.4% | — |
Alcoa Tenn Federal Credit Union has the higher TellerScore (84 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Alcoa Tenn Federal Credit Union leads on 6 and Southeast Financial Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.