Side-by-side · Q2 2026 data
Alcoa Tenn Federal Credit Union vs Ten Credit Union
Metric by metric
| Measure | Alcoa Tenn Federal Credit Union | Ten Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 62 |
| Capital cushion | 89 (stronger) | 36 |
| Loan quality | 65 | 93 (stronger) |
| Earnings | 88 (stronger) | 26 |
| Funding & liquidity | 94 (stronger) | 90 |
| Problem-loan coverage | 90 | 97 (stronger) |
| Peer percentile | 86th | 26th |
| Total assets | $426.9M | $392.0M |
| Deposits / shares | $367.4M | $337.2M |
| Capital ratio | 13.88% (stronger) | 8.63% |
| Problem loans | 1.05% | 0.21% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.27% |
| Return on assets | 1.69% (stronger) | 0.15% |
| Loans ÷ deposits | 66.0% (stronger) | 70.2% |
| Uninsured deposits | 2.4% (stronger) | 6.5% |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.4% | 13.2% |
Alcoa Tenn Federal Credit Union has the higher TellerScore (84 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Alcoa Tenn Federal Credit Union leads on 6 and Ten Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.