TellerScore

Side-by-side · Q2 2026 data

Alden State Bank vs 4front Credit Union

Bank

Alden State Bank

Alden, Michigan · $100 million – $1 billion

86of 100
Very strong

Credit union

4front Credit Union

Traverse City, Michigan · $1 billion – $10 billion

54of 100
Below average

Metric by metric

MeasureAlden State Bank4front Credit Union
TellerScore86 (stronger)54
Capital cushion77 (stronger)52
Loan quality91 (stronger)42
Earnings91 (stronger)44
Funding & liquidity81 (stronger)79
Problem-loan coverage96 (stronger)75
Peer percentile90th11th
Total assets$318.4M$1.0B
Deposits / shares$276.4M$929.6M
Capital ratio12.71% (stronger)10.15%
Problem loans0.26% (stronger)1.73%
Net charge-offs0.03% (stronger)0.43%
Return on assets1.77% (stronger)0.61%
Loans ÷ deposits69.1% (stronger)80.8%
Uninsured deposits24.5%4.3% (stronger)
Offices412
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—10.0%

Alden State Bank has the higher TellerScore (86 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Alden State Bank leads on 6 and 4front Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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