Side-by-side · Q2 2026 data
Alexandria T & P Federal Credit Union vs Heart of Louisiana Federal Credit Union
Credit union
Alexandria T & P Federal Credit Union
Alexandria, Louisiana · Under $100 million in assets
Credit union
Heart of Louisiana Federal Credit Union
Pineville, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | Alexandria T & P Federal Credit Union | Heart of Louisiana Federal Credit Union |
|---|---|---|
| TellerScore | 78 | 84 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 62 | 88 (stronger) |
| Earnings | 64 (stronger) | 39 |
| Funding & liquidity | 71 | 93 (stronger) |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 59th | 86th |
| Total assets | $6.9M | $143.2M |
| Deposits / shares | $5.2M | $120.5M |
| Capital ratio | 24.88% (stronger) | 16.71% |
| Problem loans | 1.15% | 0.35% (stronger) |
| Net charge-offs | 0.43% (stronger) | 0.53% |
| Return on assets | 1.10% (stronger) | 0.48% |
| Loans ÷ deposits | 89.7% | 67.1% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 2.3% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 42.9% |
Heart of Louisiana Federal Credit Union has the higher TellerScore (84 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Alexandria T & P Federal Credit Union leads on 4 and Heart of Louisiana Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.