Side-by-side · Q2 2026 data
Allegacy Financial Federal Credit Union vs Self-Help Credit Union
Credit union
Allegacy Financial Federal Credit Union
Winston Salem, North Carolina · $1 billion – $10 billion
Metric by metric
| Measure | Allegacy Financial Federal Credit Union | Self-Help Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 64 |
| Capital cushion | 64 | 100 (stronger) |
| Loan quality | 78 (stronger) | 34 |
| Earnings | 64 | 66 (stronger) |
| Funding & liquidity | 67 (stronger) | 22 |
| Problem-loan coverage | 91 (stronger) | 86 |
| Peer percentile | 62nd | 36th |
| Total assets | $2.6B | $2.2B |
| Deposits / shares | $2.2B | $1.6B |
| Capital ratio | 11.44% | 24.51% (stronger) |
| Problem loans | 0.65% (stronger) | 1.97% |
| Net charge-offs | 0.22% | 0.21% (stronger) |
| Return on assets | 1.10% | 1.15% (stronger) |
| Loans ÷ deposits | 93.6% (stronger) | 120.6% |
| Uninsured deposits | 12.0% (stronger) | 40.9% |
| Offices | 10 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.1% |
Allegacy Financial Federal Credit Union has the higher TellerScore (71 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Allegacy Financial Federal Credit Union leads on 4 and Self-Help Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.