TellerScore

Side-by-side · Q2 2026 data

Alliance Bank vs FM Bank

Bank

Alliance Bank

Lake City, Minnesota · $100 million – $1 billion

70of 100
Strong

Bank

FM Bank

Waseca, Minnesota · $100 million – $1 billion

66of 100
Moderate

Metric by metric

MeasureAlliance BankFM Bank
TellerScore70 (stronger)66
Capital cushion51 (stronger)27
Loan quality100100
Earnings6077 (stronger)
Funding & liquidity50 (stronger)49
Problem-loan coverage100 (stronger)97
Peer percentile43rd31st
Total assets$755.9M$738.4M
Deposits / shares$657.9M$636.1M
Capital ratio10.07% (stronger)7.66%
Problem loans0.01%0.00% (stronger)
Net charge-offs-0.01% (stronger)-0.00%
Return on assets1.00%1.42% (stronger)
Loans ÷ deposits92.0%77.3% (stronger)
Uninsured deposits31.4% (stronger)45.4%
Offices66
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)13.3%—

Alliance Bank has the higher TellerScore (70 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Alliance Bank leads on 4 and FM Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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