TellerScore

Side-by-side · Q2 2026 data

Alliance Bank vs Highland Bank

Bank

Alliance Bank

Lake City, Minnesota · $100 million – $1 billion

70of 100
Strong

Bank

Highland Bank

Saint Paul, Minnesota · $100 million – $1 billion

34of 100
Low

Metric by metric

MeasureAlliance BankHighland Bank
TellerScore70 (stronger)34
Capital cushion51 (stronger)36
Loan quality100 (stronger)16
Earnings60 (stronger)22
Funding & liquidity5060 (stronger)
Problem-loan coverage100 (stronger)60
Peer percentile43rd1st
Total assets$755.9M$775.9M
Deposits / shares$657.9M$684.4M
Capital ratio10.07% (stronger)8.58%
Problem loans0.01% (stronger)2.51%
Net charge-offs-0.01% (stronger)0.80%
Return on assets1.00% (stronger)0.04%
Loans ÷ deposits92.0%80.2% (stronger)
Uninsured deposits31.4% (stronger)33.2%
Offices67
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)13.3%15.5%

Alliance Bank has the higher TellerScore (70 vs 34). On the 7 directional measures above (where higher or lower is clearly better), Alliance Bank leads on 6 and Highland Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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