Side-by-side · Q2 2026 data
Alliance Bank vs HomeTown Bank
Metric by metric
| Measure | Alliance Bank | HomeTown Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 64 |
| Capital cushion | 51 (stronger) | 33 |
| Loan quality | 100 (stronger) | 88 |
| Earnings | 60 (stronger) | 54 |
| Funding & liquidity | 50 | 76 (stronger) |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 43rd | 26th |
| Total assets | $755.9M | $691.9M |
| Deposits / shares | $657.9M | $617.5M |
| Capital ratio | 10.07% (stronger) | 8.27% |
| Problem loans | 0.01% (stronger) | 0.37% |
| Net charge-offs | -0.01% (stronger) | -0.00% |
| Return on assets | 1.00% (stronger) | 0.85% |
| Loans ÷ deposits | 92.0% | 82.4% (stronger) |
| Uninsured deposits | 31.4% | 16.3% (stronger) |
| Offices | 6 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.3% | 4.2% |
Alliance Bank has the higher TellerScore (70 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Alliance Bank leads on 5 and HomeTown Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.