Side-by-side · Q2 2026 data
Alliance Bank vs Platinum Bank
Metric by metric
| Measure | Alliance Bank | Platinum Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 55 |
| Capital cushion | 51 (stronger) | 35 |
| Loan quality | 100 (stronger) | 73 |
| Earnings | 60 | 81 (stronger) |
| Funding & liquidity | 50 (stronger) | 10 |
| Problem-loan coverage | 100 (stronger) | 81 |
| Peer percentile | 43rd | 11th |
| Total assets | $755.9M | $739.1M |
| Deposits / shares | $657.9M | $601.1M |
| Capital ratio | 10.07% (stronger) | 8.55% |
| Problem loans | 0.01% (stronger) | 0.81% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.00% | 1.53% (stronger) |
| Loans ÷ deposits | 92.0% (stronger) | 107.1% |
| Uninsured deposits | 31.4% (stronger) | 54.3% |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.3% | 2.1% |
Alliance Bank has the higher TellerScore (70 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Alliance Bank leads on 6 and Platinum Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.