TellerScore

Side-by-side · Q2 2026 data

Alliance Bank vs Central Bank

Bank

Alliance Bank

Sulphur Springs, Texas · $1 billion – $10 billion

68of 100
Moderate

Bank

Central Bank

Houston, Texas · $1 billion – $10 billion

70of 100
Strong

Metric by metric

MeasureAlliance BankCentral Bank
TellerScore6870 (stronger)
Capital cushion54 (stronger)51
Loan quality8282
Earnings6695 (stronger)
Funding & liquidity62 (stronger)45
Problem-loan coverage91 (stronger)89
Peer percentile49th58th
Total assets$1.4B$1.4B
Deposits / shares$1.2B$1.3B
Capital ratio10.42% (stronger)10.07%
Problem loans0.55%0.54% (stronger)
Net charge-offs-0.06% (stronger)-0.01%
Return on assets1.14%1.87% (stronger)
Loans ÷ deposits66.9% (stronger)85.6%
Uninsured deposits43.0%41.6% (stronger)
Offices104
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—10.0%

Central Bank has the higher TellerScore (70 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Alliance Bank leads on 3 and Central Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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