TellerScore

Side-by-side · Q2 2026 data

Alliance Bank vs Central National Bank

Bank

Alliance Bank

Sulphur Springs, Texas · $1 billion – $10 billion

68of 100
Moderate

Bank

Central National Bank

Waco, Texas · $1 billion – $10 billion

74of 100
Strong

Metric by metric

MeasureAlliance BankCentral National Bank
TellerScore6874 (stronger)
Capital cushion54 (stronger)49
Loan quality8296 (stronger)
Earnings66100 (stronger)
Funding & liquidity62 (stronger)38
Problem-loan coverage9198 (stronger)
Peer percentile49th74th
Total assets$1.4B$1.5B
Deposits / shares$1.2B$1.3B
Capital ratio10.42% (stronger)9.94%
Problem loans0.55%0.11% (stronger)
Net charge-offs-0.06% (stronger)0.03%
Return on assets1.14%2.01% (stronger)
Loans ÷ deposits66.9% (stronger)91.0%
Uninsured deposits43.0% (stronger)43.6%
Offices105
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—5.0%

Central National Bank has the higher TellerScore (74 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Alliance Bank leads on 4 and Central National Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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