Side-by-side · Q2 2026 data
Alliance Bank vs Rio Bank
Metric by metric
| Measure | Alliance Bank | Rio Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 66 |
| Capital cushion | 54 (stronger) | 50 |
| Loan quality | 82 | 82 |
| Earnings | 66 (stronger) | 56 |
| Funding & liquidity | 62 | 66 (stronger) |
| Problem-loan coverage | 91 | 93 (stronger) |
| Peer percentile | 49th | 40th |
| Total assets | $1.4B | $1.4B |
| Deposits / shares | $1.2B | $1.2B |
| Capital ratio | 10.42% (stronger) | 10.03% |
| Problem loans | 0.55% | 0.53% (stronger) |
| Net charge-offs | -0.06% (stronger) | 0.14% |
| Return on assets | 1.14% (stronger) | 0.91% |
| Loans ÷ deposits | 66.9% (stronger) | 70.8% |
| Uninsured deposits | 43.0% | 35.5% (stronger) |
| Offices | 10 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.0% |
Alliance Bank has the higher TellerScore (68 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Alliance Bank leads on 5 and Rio Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.