Side-by-side · Q2 2026 data
Alliance Bank vs Yantis Federal Credit Union
Metric by metric
| Measure | Alliance Bank | Yantis Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 82 (stronger) |
| Capital cushion | 54 | 84 (stronger) |
| Loan quality | 82 | 100 (stronger) |
| Earnings | 66 (stronger) | 37 |
| Funding & liquidity | 62 | 93 (stronger) |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 49th | 70th |
| Total assets | $1.4B | $26.8M |
| Deposits / shares | $1.2B | $22.8M |
| Capital ratio | 10.42% | 13.44% (stronger) |
| Problem loans | 0.55% | 0.01% (stronger) |
| Net charge-offs | -0.06% (stronger) | 0.07% |
| Return on assets | 1.14% (stronger) | 0.43% |
| Loans ÷ deposits | 66.9% (stronger) | 67.2% |
| Uninsured deposits | 43.0% | 4.6% (stronger) |
| Offices | 10 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Yantis Federal Credit Union has the higher TellerScore (82 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Alliance Bank leads on 3 and Yantis Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.