Side-by-side · Q2 2026 data
Alliance Bank vs Black River Country Bank
Metric by metric
| Measure | Alliance Bank | Black River Country Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 69 |
| Capital cushion | 40 (stronger) | 39 |
| Loan quality | 81 | 90 (stronger) |
| Earnings | 100 (stronger) | 75 |
| Funding & liquidity | 71 (stronger) | 66 |
| Problem-loan coverage | 91 | 95 (stronger) |
| Peer percentile | 50th | 40th |
| Total assets | $266.0M | $101.8M |
| Deposits / shares | $216.4M | $85.2M |
| Capital ratio | 9.02% (stronger) | 8.94% |
| Problem loans | 0.58% | 0.29% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.01% |
| Return on assets | 2.26% (stronger) | 1.38% |
| Loans ÷ deposits | 88.9% (stronger) | 92.2% |
| Uninsured deposits | 12.2% (stronger) | 17.4% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Alliance Bank has the higher TellerScore (72 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Alliance Bank leads on 6 and Black River Country Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.