Side-by-side · Q2 2026 data
Alliance Bank vs Oakwood Bank
Metric by metric
| Measure | Alliance Bank | Oakwood Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 62 |
| Capital cushion | 40 (stronger) | 35 |
| Loan quality | 81 (stronger) | 72 |
| Earnings | 100 (stronger) | 81 |
| Funding & liquidity | 71 (stronger) | 58 |
| Problem-loan coverage | 91 (stronger) | 88 |
| Peer percentile | 50th | 22nd |
| Total assets | $266.0M | $156.4M |
| Deposits / shares | $216.4M | $123.9M |
| Capital ratio | 9.02% (stronger) | 8.48% |
| Problem loans | 0.58% (stronger) | 0.84% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 2.26% (stronger) | 1.53% |
| Loans ÷ deposits | 88.9% (stronger) | 102.3% |
| Uninsured deposits | 12.2% (stronger) | 14.6% |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Alliance Bank has the higher TellerScore (72 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Alliance Bank leads on 7 and Oakwood Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.