Side-by-side · Q2 2026 data
Alliance Bank vs Bank of Franklin County
Metric by metric
| Measure | Alliance Bank | Bank of Franklin County |
|---|---|---|
| TellerScore | 84 (stronger) | 65 |
| Capital cushion | 86 (stronger) | 45 |
| Loan quality | 91 | 91 |
| Earnings | 77 (stronger) | 50 |
| Funding & liquidity | 70 (stronger) | 65 |
| Problem-loan coverage | 97 (stronger) | 93 |
| Peer percentile | 86th | 29th |
| Total assets | $391.3M | $419.4M |
| Deposits / shares | $334.8M | $357.5M |
| Capital ratio | 13.57% (stronger) | 9.53% |
| Problem loans | 0.26% (stronger) | 0.27% |
| Net charge-offs | 0.00% (stronger) | 0.21% |
| Return on assets | 1.41% (stronger) | 0.74% |
| Loans ÷ deposits | 90.6% (stronger) | 95.6% |
| Uninsured deposits | 11.4% (stronger) | 11.9% |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.3% | 11.0% |
Alliance Bank has the higher TellerScore (84 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Alliance Bank leads on 7 and Bank of Franklin County on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.