Side-by-side · Q2 2026 data
Alliance Community Bank vs First Federal Savings Bank
Metric by metric
| Measure | Alliance Community Bank | First Federal Savings Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 57 |
| Capital cushion | 41 | 57 (stronger) |
| Loan quality | 82 (stronger) | 56 |
| Earnings | 69 (stronger) | 36 |
| Funding & liquidity | 94 (stronger) | 69 |
| Problem-loan coverage | 93 (stronger) | 84 |
| Peer percentile | 43rd | 14th |
| Total assets | $414.5M | $421.9M |
| Deposits / shares | $368.0M | $325.2M |
| Capital ratio | 9.08% | 10.69% (stronger) |
| Problem loans | 0.55% (stronger) | 1.32% |
| Net charge-offs | 0.21% | -0.06% (stronger) |
| Return on assets | 1.24% (stronger) | 0.40% |
| Loans ÷ deposits | 66.7% (stronger) | 91.6% |
| Uninsured deposits | 12.5% | 11.6% (stronger) |
| Offices | 6 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.9% | 6.8% |
Alliance Community Bank has the higher TellerScore (70 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Alliance Community Bank leads on 4 and First Federal Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.