Side-by-side · Q2 2026 data
Alliance Community Bank vs First Trust Bank of Illinois
Metric by metric
| Measure | Alliance Community Bank | First Trust Bank of Illinois |
|---|---|---|
| TellerScore | 70 | 71 (stronger) |
| Capital cushion | 41 | 53 (stronger) |
| Loan quality | 82 (stronger) | 76 |
| Earnings | 69 (stronger) | 62 |
| Funding & liquidity | 94 | 94 |
| Problem-loan coverage | 93 | 94 (stronger) |
| Peer percentile | 43rd | 47th |
| Total assets | $414.5M | $406.3M |
| Deposits / shares | $368.0M | $324.4M |
| Capital ratio | 9.08% | 10.26% (stronger) |
| Problem loans | 0.55% (stronger) | 0.71% |
| Net charge-offs | 0.21% | 0.00% (stronger) |
| Return on assets | 1.24% (stronger) | 1.05% |
| Loans ÷ deposits | 66.7% | 44.2% (stronger) |
| Uninsured deposits | 12.5% (stronger) | 21.0% |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.9% | 10.7% |
First Trust Bank of Illinois has the higher TellerScore (71 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Alliance Community Bank leads on 3 and First Trust Bank of Illinois on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.