Side-by-side · Q2 2026 data
Alltru Federal Credit Union vs St. Louis Community Credit Union
Credit union
Alltru Federal Credit Union
Wentzville, Missouri · $100 million – $1 billion
Credit union
St. Louis Community Credit Union
Saint Louis, Missouri · $100 million – $1 billion
Metric by metric
| Measure | Alltru Federal Credit Union | St. Louis Community Credit Union |
|---|---|---|
| TellerScore | 41 | 58 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 21 (stronger) | 0 |
| Earnings | 28 | 31 (stronger) |
| Funding & liquidity | 71 | 100 (stronger) |
| Problem-loan coverage | 59 | 64 (stronger) |
| Peer percentile | 2nd | 16th |
| Total assets | $400.6M | $445.0M |
| Deposits / shares | $361.9M | $374.7M |
| Capital ratio | 9.43% | 15.03% (stronger) |
| Problem loans | 2.38% (stronger) | 5.79% |
| Net charge-offs | 1.72% | 1.68% (stronger) |
| Return on assets | 0.20% | 0.26% (stronger) |
| Loans ÷ deposits | 89.7% | 55.2% (stronger) |
| Uninsured deposits | 4.2% (stronger) | 4.5% |
| Offices | 4 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 29.9% | — |
St. Louis Community Credit Union has the higher TellerScore (58 vs 41). On the 7 directional measures above (where higher or lower is clearly better), Alltru Federal Credit Union leads on 2 and St. Louis Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.