Side-by-side · Q2 2026 data
Altaone Federal Credit Union vs Sun Community Federal Credit Union
Credit union
Sun Community Federal Credit Union
El Centro, California · $100 million – $1 billion
Metric by metric
| Measure | Altaone Federal Credit Union | Sun Community Federal Credit Union |
|---|---|---|
| TellerScore | 57 (stronger) | 56 |
| Capital cushion | 42 (stronger) | 34 |
| Loan quality | 77 | 92 (stronger) |
| Earnings | 27 (stronger) | 10 |
| Funding & liquidity | 73 | 73 |
| Problem-loan coverage | 85 | 94 (stronger) |
| Peer percentile | 14th | 13th |
| Total assets | $967.2M | $895.6M |
| Deposits / shares | $872.2M | $803.4M |
| Capital ratio | 9.19% (stronger) | 8.40% |
| Problem loans | 0.70% | 0.25% (stronger) |
| Net charge-offs | 1.00% (stronger) | 1.73% |
| Return on assets | 0.17% (stronger) | -0.25% |
| Loans ÷ deposits | 87.2% | 84.3% (stronger) |
| Uninsured deposits | 12.9% (stronger) | 17.8% |
| Offices | 12 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.3% |
Altaone Federal Credit Union has the higher TellerScore (57 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Altaone Federal Credit Union leads on 5 and Sun Community Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.