Side-by-side · Q2 2026 data
Alton Municipal Employees Federal Credit Union vs Services Credit Union
Credit union
Alton Municipal Employees Federal Credit Union
Alton, Illinois · Under $100 million in assets
Metric by metric
| Measure | Alton Municipal Employees Federal Credit Union | Services Credit Union |
|---|---|---|
| TellerScore | 56 | 80 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 38 (stronger) | 23 |
| Earnings | 0 | 97 (stronger) |
| Funding & liquidity | 50 | 100 (stronger) |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 16th | 65th |
| Total assets | $436K | $407K |
| Deposits / shares | $266K | $113K |
| Capital ratio | 38.44% | 69.22% (stronger) |
| Problem loans | 1.87% (stronger) | 2.32% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | -1.50% | 1.93% (stronger) |
| Loans ÷ deposits | 141.1% | 23.6% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Services Credit Union has the higher TellerScore (80 vs 56). On the 5 directional measures above (where higher or lower is clearly better), Alton Municipal Employees Federal Credit Union leads on 1 and Services Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.