Side-by-side · Q2 2026 data
Altra Federal Credit Union vs Firefighters Credit Union
Metric by metric
| Measure | Altra Federal Credit Union | Firefighters Credit Union |
|---|---|---|
| TellerScore | 78 | 83 (stronger) |
| Capital cushion | 77 | 100 (stronger) |
| Loan quality | 85 (stronger) | 81 |
| Earnings | 86 (stronger) | 74 |
| Funding & liquidity | 50 | 59 (stronger) |
| Problem-loan coverage | 93 | 94 (stronger) |
| Peer percentile | 84th | 83rd |
| Total assets | $3.1B | $133.0M |
| Deposits / shares | $2.6B | $110.4M |
| Capital ratio | 12.68% | 16.12% (stronger) |
| Problem loans | 0.46% (stronger) | 0.57% |
| Net charge-offs | 0.50% | 0.17% (stronger) |
| Return on assets | 1.66% (stronger) | 1.35% |
| Loans ÷ deposits | 109.8% | 100.9% (stronger) |
| Uninsured deposits | 14.2% | 4.0% (stronger) |
| Offices | 10 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.3% | — |
Firefighters Credit Union has the higher TellerScore (83 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Altra Federal Credit Union leads on 2 and Firefighters Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.