Side-by-side · Q2 2026 data
Altra Federal Credit Union vs Keystone Credit Union
Metric by metric
| Measure | Altra Federal Credit Union | Keystone Credit Union |
|---|---|---|
| TellerScore | 78 | 80 (stronger) |
| Capital cushion | 77 | 100 (stronger) |
| Loan quality | 85 (stronger) | 77 |
| Earnings | 86 (stronger) | 55 |
| Funding & liquidity | 50 | 65 (stronger) |
| Problem-loan coverage | 93 | 97 (stronger) |
| Peer percentile | 84th | 65th |
| Total assets | $3.1B | $40.2M |
| Deposits / shares | $2.6B | $29.1M |
| Capital ratio | 12.68% | 27.38% (stronger) |
| Problem loans | 0.46% (stronger) | 0.68% |
| Net charge-offs | 0.50% | 0.03% (stronger) |
| Return on assets | 1.66% (stronger) | 0.87% |
| Loans ÷ deposits | 109.8% | 95.3% (stronger) |
| Uninsured deposits | 14.2% | 5.1% (stronger) |
| Offices | 10 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.3% | — |
Keystone Credit Union has the higher TellerScore (80 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Altra Federal Credit Union leads on 2 and Keystone Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.