Side-by-side · Q2 2026 data
Amalgamated Bank vs Ridgewood Savings Bank
Metric by metric
| Measure | Amalgamated Bank | Ridgewood Savings Bank |
|---|---|---|
| TellerScore | 53 | 64 (stronger) |
| Capital cushion | 46 | 83 (stronger) |
| Loan quality | 34 | 38 (stronger) |
| Earnings | 74 (stronger) | 48 |
| Funding & liquidity | 54 | 80 (stronger) |
| Problem-loan coverage | 78 | 82 (stronger) |
| Peer percentile | 11th | 33rd |
| Total assets | $9.4B | $7.5B |
| Deposits / shares | $8.5B | $6.0B |
| Capital ratio | 9.60% | 13.27% (stronger) |
| Problem loans | 1.99% | 1.85% (stronger) |
| Net charge-offs | 0.25% | 0.18% (stronger) |
| Return on assets | 1.34% (stronger) | 0.70% |
| Loans ÷ deposits | 59.9% (stronger) | 80.5% |
| Uninsured deposits | 57.1% | 10.3% (stronger) |
| Offices | 6 | 36 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.3% | — |
Ridgewood Savings Bank has the higher TellerScore (64 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Amalgamated Bank leads on 2 and Ridgewood Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.