Side-by-side · Q2 2026 data
Amalgamated Bank vs TrustCo Bank
Metric by metric
| Measure | Amalgamated Bank | TrustCo Bank |
|---|---|---|
| TellerScore | 53 | 62 (stronger) |
| Capital cushion | 46 (stronger) | 34 |
| Loan quality | 34 | 87 (stronger) |
| Earnings | 74 (stronger) | 61 |
| Funding & liquidity | 54 | 59 (stronger) |
| Problem-loan coverage | 78 | 92 (stronger) |
| Peer percentile | 11th | 27th |
| Total assets | $9.4B | $6.5B |
| Deposits / shares | $8.5B | $5.7B |
| Capital ratio | 9.60% (stronger) | 8.38% |
| Problem loans | 1.99% | 0.40% (stronger) |
| Net charge-offs | 0.25% | -0.00% (stronger) |
| Return on assets | 1.34% (stronger) | 1.04% |
| Loans ÷ deposits | 59.9% (stronger) | 93.7% |
| Uninsured deposits | 57.1% | 22.0% (stronger) |
| Offices | 6 | 133 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.3% | 28.5% |
TrustCo Bank has the higher TellerScore (62 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Amalgamated Bank leads on 3 and TrustCo Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.