Side-by-side · Q2 2026 data
Amalgamated Bank of Chicago vs American Community Bank & Trust
Metric by metric
| Measure | Amalgamated Bank of Chicago | American Community Bank & Trust |
|---|---|---|
| TellerScore | 68 (stronger) | 64 |
| Capital cushion | 64 (stronger) | 56 |
| Loan quality | 78 (stronger) | 67 |
| Earnings | 65 | 75 (stronger) |
| Funding & liquidity | 45 | 47 (stronger) |
| Problem-loan coverage | 92 (stronger) | 88 |
| Peer percentile | 49th | 33rd |
| Total assets | $1.3B | $1.2B |
| Deposits / shares | $1.1B | $1.0B |
| Capital ratio | 11.41% (stronger) | 10.61% |
| Problem loans | 0.67% (stronger) | 1.00% |
| Net charge-offs | -0.01% | -0.09% (stronger) |
| Return on assets | 1.13% | 1.38% (stronger) |
| Loans ÷ deposits | 73.7% (stronger) | 77.7% |
| Uninsured deposits | 52.4% | 47.2% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.8% |
Amalgamated Bank of Chicago has the higher TellerScore (68 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Amalgamated Bank of Chicago leads on 4 and American Community Bank & Trust on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.