Side-by-side · Q2 2026 data
American Airlines Federal Credit Union vs Credit Human Federal Credit Union
Credit union
American Airlines Federal Credit Union
Fort Worth, Texas · $1 billion – $10 billion
Credit union
Credit Human Federal Credit Union
San Antonio, Texas · $1 billion – $10 billion
Metric by metric
| Measure | American Airlines Federal Credit Union | Credit Human Federal Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 43 |
| Capital cushion | 67 (stronger) | 23 |
| Loan quality | 80 (stronger) | 64 |
| Earnings | 56 (stronger) | 24 |
| Funding & liquidity | 94 (stronger) | 52 |
| Problem-loan coverage | 94 (stronger) | 71 |
| Peer percentile | 75th | 2nd |
| Total assets | $9.5B | $4.3B |
| Deposits / shares | $8.3B | $3.6B |
| Capital ratio | 11.68% (stronger) | 7.35% |
| Problem loans | 0.60% (stronger) | 1.09% |
| Net charge-offs | 0.46% (stronger) | 0.70% |
| Return on assets | 0.91% (stronger) | 0.11% |
| Loans ÷ deposits | 66.5% (stronger) | 108.0% |
| Uninsured deposits | 12.7% | 6.6% (stronger) |
| Offices | 31 | 25 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 30.5% | 74.7% |
American Airlines Federal Credit Union has the higher TellerScore (75 vs 43). On the 7 directional measures above (where higher or lower is clearly better), American Airlines Federal Credit Union leads on 6 and Credit Human Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.