Side-by-side · Q2 2026 data
American Bank & Trust vs First PREMIER Bank
Metric by metric
| Measure | American Bank & Trust | First PREMIER Bank |
|---|---|---|
| TellerScore | 72 | 85 (stronger) |
| Capital cushion | 63 | 87 (stronger) |
| Loan quality | 81 | 97 (stronger) |
| Earnings | 74 | 92 (stronger) |
| Funding & liquidity | 56 (stronger) | 42 |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 66th | 97th |
| Total assets | $2.2B | $3.6B |
| Deposits / shares | $2.0B | $2.9B |
| Capital ratio | 11.28% | 13.67% (stronger) |
| Problem loans | 0.57% | 0.10% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.19% |
| Return on assets | 1.34% | 1.79% (stronger) |
| Loans ÷ deposits | 80.7% | 72.7% (stronger) |
| Uninsured deposits | 36.8% (stronger) | 56.1% |
| Offices | 20 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.0% | 18.8% |
First PREMIER Bank has the higher TellerScore (85 vs 72). On the 7 directional measures above (where higher or lower is clearly better), American Bank & Trust leads on 2 and First PREMIER Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.