Side-by-side · Q2 2026 data
American Bank & Trust vs One American Bank
Metric by metric
| Measure | American Bank & Trust | One American Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 40 |
| Capital cushion | 63 (stronger) | 33 |
| Loan quality | 81 (stronger) | 48 |
| Earnings | 74 (stronger) | 0 |
| Funding & liquidity | 56 | 65 (stronger) |
| Problem-loan coverage | 93 (stronger) | 79 |
| Peer percentile | 66th | 2nd |
| Total assets | $2.2B | $285.2M |
| Deposits / shares | $2.0B | $231.5M |
| Capital ratio | 11.28% (stronger) | 8.35% |
| Problem loans | 0.57% (stronger) | 1.56% |
| Net charge-offs | 0.01% (stronger) | 4.78% |
| Return on assets | 1.34% (stronger) | -3.96% |
| Loans ÷ deposits | 80.7% (stronger) | 95.4% |
| Uninsured deposits | 36.8% | 10.8% (stronger) |
| Offices | 20 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.0% | — |
American Bank & Trust has the higher TellerScore (72 vs 40). On the 7 directional measures above (where higher or lower is clearly better), American Bank & Trust leads on 6 and One American Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.