Side-by-side · Q2 2026 data
American Bank & Trust vs Plains Commerce Bank
Metric by metric
| Measure | American Bank & Trust | Plains Commerce Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 59 |
| Capital cushion | 63 (stronger) | 50 |
| Loan quality | 81 (stronger) | 59 |
| Earnings | 74 | 74 |
| Funding & liquidity | 56 (stronger) | 45 |
| Problem-loan coverage | 93 (stronger) | 81 |
| Peer percentile | 66th | 19th |
| Total assets | $2.2B | $1.3B |
| Deposits / shares | $2.0B | $1.1B |
| Capital ratio | 11.28% (stronger) | 10.03% |
| Problem loans | 0.57% (stronger) | 1.22% |
| Net charge-offs | 0.01% (stronger) | 0.02% |
| Return on assets | 1.34% (stronger) | 1.34% |
| Loans ÷ deposits | 80.7% (stronger) | 99.6% |
| Uninsured deposits | 36.8% | 29.2% (stronger) |
| Offices | 20 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.0% | 10.0% |
American Bank & Trust has the higher TellerScore (72 vs 59). On the 7 directional measures above (where higher or lower is clearly better), American Bank & Trust leads on 6 and Plains Commerce Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.