Side-by-side · Q2 2026 data
American Bank & Trust vs Reliabank Dakota
Metric by metric
| Measure | American Bank & Trust | Reliabank Dakota |
|---|---|---|
| TellerScore | 72 (stronger) | 71 |
| Capital cushion | 63 (stronger) | 55 |
| Loan quality | 81 | 91 (stronger) |
| Earnings | 74 | 75 (stronger) |
| Funding & liquidity | 56 (stronger) | 48 |
| Problem-loan coverage | 93 | 96 (stronger) |
| Peer percentile | 66th | 47th |
| Total assets | $2.2B | $788.4M |
| Deposits / shares | $2.0B | $663.6M |
| Capital ratio | 11.28% (stronger) | 10.49% |
| Problem loans | 0.57% | 0.26% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.03% |
| Return on assets | 1.34% | 1.37% (stronger) |
| Loans ÷ deposits | 80.7% | 79.1% (stronger) |
| Uninsured deposits | 36.8% (stronger) | 44.7% |
| Offices | 20 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.0% | 7.4% |
American Bank & Trust has the higher TellerScore (72 vs 71). On the 7 directional measures above (where higher or lower is clearly better), American Bank & Trust leads on 4 and Reliabank Dakota on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Sioux Falls, SD
- Watertown, SD
- Tea, SD