Side-by-side · Q2 2026 data
American Bank & Trust vs Rivers Edge Bank
Metric by metric
| Measure | American Bank & Trust | Rivers Edge Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 68 |
| Capital cushion | 63 (stronger) | 33 |
| Loan quality | 81 | 95 (stronger) |
| Earnings | 74 | 79 (stronger) |
| Funding & liquidity | 56 | 59 (stronger) |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 66th | 37th |
| Total assets | $2.2B | $357.1M |
| Deposits / shares | $2.0B | $295.9M |
| Capital ratio | 11.28% (stronger) | 8.30% |
| Problem loans | 0.57% | 0.16% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.06% |
| Return on assets | 1.34% | 1.47% (stronger) |
| Loans ÷ deposits | 80.7% (stronger) | 91.3% |
| Uninsured deposits | 36.8% | 24.1% (stronger) |
| Offices | 20 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.0% | 4.3% |
American Bank & Trust has the higher TellerScore (72 vs 68). On the 7 directional measures above (where higher or lower is clearly better), American Bank & Trust leads on 4 and Rivers Edge Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.