Side-by-side · Q2 2026 data
American Bank & Trust vs Sunrise Banks, National Association
Metric by metric
| Measure | American Bank & Trust | Sunrise Banks, National Association |
|---|---|---|
| TellerScore | 72 (stronger) | 58 |
| Capital cushion | 63 (stronger) | 52 |
| Loan quality | 81 (stronger) | 55 |
| Earnings | 74 (stronger) | 34 |
| Funding & liquidity | 56 | 89 (stronger) |
| Problem-loan coverage | 93 (stronger) | 82 |
| Peer percentile | 66th | 17th |
| Total assets | $2.2B | $2.8B |
| Deposits / shares | $2.0B | $2.5B |
| Capital ratio | 11.28% (stronger) | 10.18% |
| Problem loans | 0.57% (stronger) | 1.34% |
| Net charge-offs | 0.01% (stronger) | 1.09% |
| Return on assets | 1.34% (stronger) | 0.35% |
| Loans ÷ deposits | 80.7% | 70.6% (stronger) |
| Uninsured deposits | 36.8% | 15.3% (stronger) |
| Offices | 20 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.0% | — |
American Bank & Trust has the higher TellerScore (72 vs 58). On the 7 directional measures above (where higher or lower is clearly better), American Bank & Trust leads on 5 and Sunrise Banks, National Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.