Side-by-side · Q2 2026 data
American Bank & Trust vs The Bancorp Bank, National Association
Bank
The Bancorp Bank, National Association
Sioux Falls, South Dakota · $1 billion – $10 billion
Metric by metric
| Measure | American Bank & Trust | The Bancorp Bank, National Association |
|---|---|---|
| TellerScore | 72 (stronger) | 63 |
| Capital cushion | 63 (stronger) | 41 |
| Loan quality | 81 (stronger) | 56 |
| Earnings | 74 | 100 (stronger) |
| Funding & liquidity | 56 | 65 (stronger) |
| Problem-loan coverage | 93 (stronger) | 67 |
| Peer percentile | 66th | 30th |
| Total assets | $2.2B | $9.2B |
| Deposits / shares | $2.0B | $7.5B |
| Capital ratio | 11.28% (stronger) | 9.09% |
| Problem loans | 0.57% (stronger) | 1.33% |
| Net charge-offs | 0.01% (stronger) | 1.51% |
| Return on assets | 1.34% | 2.94% (stronger) |
| Loans ÷ deposits | 80.7% (stronger) | 95.1% |
| Uninsured deposits | 36.8% | 2.8% (stronger) |
| Offices | 20 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.0% | — |
American Bank & Trust has the higher TellerScore (72 vs 63). On the 7 directional measures above (where higher or lower is clearly better), American Bank & Trust leads on 5 and The Bancorp Bank, National Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.