Side-by-side · Q2 2026 data
American Bank & Trust vs Wells Fargo Bank, National Association
Metric by metric
| Measure | American Bank & Trust | Wells Fargo Bank, National Association |
|---|---|---|
| TellerScore | 72 (stronger) | 58 |
| Capital cushion | 63 (stronger) | 30 |
| Loan quality | 81 (stronger) | 65 |
| Earnings | 74 | 75 (stronger) |
| Funding & liquidity | 56 | 58 (stronger) |
| Problem-loan coverage | 93 (stronger) | 88 |
| Peer percentile | 66th | 21st |
| Total assets | $2.2B | $1.9T |
| Deposits / shares | $2.0B | $1.6T |
| Capital ratio | 11.28% (stronger) | 8.02% |
| Problem loans | 0.57% (stronger) | 1.04% |
| Net charge-offs | 0.01% (stronger) | 0.40% |
| Return on assets | 1.34% | 1.38% (stronger) |
| Loans ÷ deposits | 80.7% | 62.9% (stronger) |
| Uninsured deposits | 36.8% (stronger) | 50.3% |
| Offices | 20 | 4,086 |
| CFPB complaints (3 yrs) | — | 55,423 |
| Complaints per $1B deposits | — | 35.4 |
| Mortgage denial rate (HMDA) | 16.0% | 22.2% |
American Bank & Trust has the higher TellerScore (72 vs 58). On the 7 directional measures above (where higher or lower is clearly better), American Bank & Trust leads on 5 and Wells Fargo Bank, National Association on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.